Federal Wire Fraud Defense: 18 U.S.C. § 1343

Wire fraud under 18 U.S.C. § 1343 is one of the most broadly applied federal criminal statutes. Federal prosecutors use it to charge everything from complex financial schemes to relatively simple deceptions—as long as electronic communications were involved. A conviction carries up to 20 years in federal prison (30 years if a financial institution is victimized).

What the Law Says

The wire fraud statute requires: (1) A scheme or artifice to defraud, or to obtain money or property by means of false or fraudulent pretenses, (2) Use of interstate wire communications (phone, email, internet, text) in furtherance of the scheme, and (3) Specific intent to defraud.

Why Wire Fraud Is So Broadly Used

Virtually any fraud that involves a phone call, email, text message, or internet transaction can be charged as wire fraud. Each individual wire communication can be charged as a separate count.

Penalties

Up to 20 years per count (30 years if affecting a financial institution), fines up to $250,000, restitution to victims, and forfeiture of proceeds.

Possible Defenses

No Intent to Defraud: Wire fraud requires specific intent. Good-faith business dealings, even ones that go wrong, are not fraud.

No Material Misrepresentation: The alleged false statement must be material—capable of influencing the victim’s decision.

No Use of Wire Communications: The government must prove the use of interstate wires.

Statute of Limitations: Wire fraud has a 5-year statute of limitations (10 years for financial institutions).

Contact Clark + Harris

Bradley Clark defends complex federal fraud cases across Kentucky.

Call 859-474-0001 for a free consultation.

Frequently Asked Questions

How soon should I contact Clark + Harris after being charged in Kentucky?

As soon as possible. Early representation protects your rights during questioning, preserves evidence, and often leads to better outcomes. Call 859-474-0001 — we respond promptly to new inquiries.

Does Clark + Harris represent clients throughout Kentucky?

Yes. We represent clients in all 120 Kentucky counties, both state District and Circuit courts, and federal courts in the Eastern and Western Districts of Kentucky.

What happens during a free consultation with Clark + Harris?

We review the specific charges and evidence, discuss available defenses, explain the likely process in the relevant court, and give you a clear roadmap of next steps — at no cost to you.

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